Your choice on how to pay for these items can impact your future financial state. All of us will go through some momentous events throughout our lifetime, many of which will cost a small (or large!) fortune. Isn’t it ironic that many of life’s most exciting occasions can be the most stressful and expensive?Working out … Continued
You are not alone if you worry about your financial situation… A recent Household Financial Comfort Report1 stated 30% of households felt their financial situation worsened in the past year. And that’s a worry considering we are and have been for two years now, in the lowest interest rate period in history. How do you … Continued
1. Bigger deposit, better position While some lenders can offer low-deposit loans for less than 5 percent of the purchase price, saving around 20 percent can offer you big benefits: Access to a wider pool of lenders and products You need to borrow less money overall It’s a clear sign to potential lenders that you’re … Continued
Sweeping changes to the finance industry WILL affect you…
Okay, so maybe you’re thinking that retirement for you is a long way off? Should you be worried?
What’s that all about?
A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home1. The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan.