People often say that you don’t really know yourself until you run your own business. We know from experience that running a business, big or small, means starting early and finishing late, never putting the phone down and taking on multiple roles. One of the most important parts of any business is getting your business finance right.

Most businesses have debt, and many operate with a system of overdrafts and other forms of finance to make sure they can effectively manage cash flow, so let’s take a moment to think about how many aspects of your business is affected by the way you structure your business finance:

  1. Cash flow
    if you are waiting on a pile of invoices to be paid, where does your money come from?

  2. Capital finance
    how are you funding the purchase of things like equipment and machinery

  3. Factoring
    are you making your debt work for you?

  4. Vehicles and other asset finance
    are you paying more than you need to for your vehicles?

  5. Start-up costs
    are you structuring your startup to make sure that you aren’t behind the eight ball before you even begin?

We have a team of experienced business finance brokers who can assist you with start-up business finance, capital finance, small business finance or simply assess your current business finance situation and see if it is right for you.

We have access to dozens of lenders who offer different types of business finance depending on what you’re looking for and we can utilise the best business finance calculators in the market to make sure your business finance suits your business.

Some common examples of the different types of business finance that we can source for you includes:

  • If you are starting a business, and are looking for cost-effective repayments, we can source finance with extended terms to reduce your weekly repayments and take the pressure of your cash flow in the early stages of your business

  • If you are an established business and you know you have money coming in, we can source short-term finance for you to keep the business going while you are waiting to collect on accounts receivable

  • If your business is “capital heavy” and you require finance for plant and equipment, we can access lenders who specialise in capital finance

Every business has different needs, and it is important to remember that not every product in the business finance market is suitable to your particular business and its goals. Contact one of our business finance brokers today to discuss how we can help you make your debt worker harder for your business.