How a mortgage broker works and how much you can save
Simplifying the Mortgage financing Process
Financing (or even refinancing) your mortgage can seem like a daunting task – but not with the right help. It’s why we work super-hard making the mortgage refinancing process as streamlined and simple as possible.
But beyond simplicity, what our clients truly appreciate is the delivery of personalised solutions – we’re not about taking a ‘one-size-fits-all’ approach. At Educated Finance, we guide you through the refinancing journey with a focus on what matters most – your specific needs.
… if you’ve had an unpaid or paid default, you’ll likely have a low credit score and therefore be less likely to be able to apply to a mainstream lender. You may need to apply to a non-bank lender, which likely will have higher interest rate and fees.”
Here’s how it works.
Step 1: Reach out and let's connect
The first step is straightforward: get in touch. We’ll arrange a time for you to talk with one of our experienced mortgage brokers. This initial consultation sets the tone for a collaborative and stress-free refinancing experience.
Step 2: We get to know you
Why do we emphasise personalisation? Understanding your current situation is essential for us to explore the right options for you. Every financial situation is unique and, as finance brokers, we have the freedom to explore a variety of lenders and mortgage products. This independence allows us to tailor our advice to fit your specific financial circumstances and future goals.
Wondering how we maintain our independence? Learn more here.
Step 3: In-depth research for the best options
Armed with a clear understanding of your needs, we dive deep into the world of Australian home loans. While comparing home loans isn’t as simple as comparing apples with apples, our super-comprehensive research lets us present you with a shortlist of options that best meet your specific situation.
Why so meticulous? It guarantees that the effort we put in pays off when we find the perfect loan for you.
Every step he went over, 100% not skipping anything, and made sure if we didn’t understand that we could go over it again with no issues.”
Dan & Jus H via Google
Step 4: Partnering with your chosen lender
Once you’ve selected the best loan option, we don’t just step back – we step up. We’ll work closely with you and your chosen lender to get the process underway.
From securing the necessary documentation to organising your property valuation, we’re with you every step of the way.
He was so helpful throughout the entire process and guided us every step of the way with any questions or concerns we had.”
Cloe Jensen via Google
Step 5: Guiding you through the final steps
After your financing offer is accepted, the final step involves navigating the legal paperwork. We’ll guide you through this stage, ensuring you understand every single detail before you sign on that dotted line.
Everything was organised and processed in a way us newbies could understand.”
Jamie-Lee Garner via Google
Step 6: Celebrating success
Considering applying for a home loan? Reach out to Educated Finance.
Call 1300 338 228 and take up opportunities today with the team that’s also with you for tomorrow.
